DFW Homeowners Guide

How to File a Roofing Insurance Claim for Hail Damage

Hailstorms are a fact of life in the Dallas–Fort Worth area. If your roof has taken a beating, your homeowner's insurance policy likely covers the repair or replacement — but the claims process can be confusing. Here's exactly how to navigate it.

01

Document the Storm

Save local weather reports or news clips showing the date and severity of the hailstorm. Insurance adjusters will ask for this.

02

Schedule a Free Roof Inspection

Before calling your insurance company, get a professional inspection. We'll photograph all damage and give you an honest assessment — no obligation.

03

Call Your Insurance Company

File a claim with your carrier. Provide the date of loss and request that an adjuster be sent out. Get a claim number and write it down.

04

Meet the Adjuster With Your Contractor

Have your roofing contractor present during the adjuster's inspection. This ensures all damage is documented and nothing is missed.

05

Review the Scope of Loss

Your insurance company will issue a Scope of Loss outlining covered repairs and payout. We help you review it for accuracy.

06

Schedule the Repair or Replacement

Once approved, we schedule your roof replacement. Most residential roofs are completed in a single day.

07

Final Invoice & Depreciation Recovery

After the job is complete, we provide a final invoice so your insurer can release any held depreciation. You only pay your deductible.

Free Hail Damage Inspection

Not sure if you have hail damage? We offer free, no-obligation roof inspections across the Dallas–Fort Worth area and handle the insurance paperwork for you.

  • Free inspection
  • Insurance claim assistance
  • Local DFW crews
  • Workmanship warranty